Ever dreamed of a white Christmas? While there’s something so very Australian about a sweltering southern-hemisphere celebration, the lure of snow and mulled wine is something else again.

Imagine the scene: horse-drawn sleigh, pink-cheeked children, fir trees and snow –...

The run-up to Christmas is usually a hectic time. Aside from the shopping and Christmas parties, there are deadlines to meet, loose ends to tie up and, for many farmers, the last of the crop to harvest.

Once the big day is over many of us are able to slip into a more re...

Running your own business can be extremely rewarding but there will always be times when it will be quite the opposite. Depending on the business, many factors will determine the success or failure of a small enterprise however the most common is cash flow. Outlined be...

Just over four years ago Sarah bought an investment property.  To help pay for it she took out a $400,000, 25-year mortgage that offered interest-only (IO) repayments for the first five years.

At an interest rate of 4% per annum those initial repayments amounted to $1,...

Avoid a financial hangover with these useful tips on Buy-Now-Pay-Later.

Superannuation is for the oldies, right?

In some ways that’s true, but even in your twenties there are good reasons to take a bit more interest in your super. The average 25-year-old has around $10,000 in super, but the decisions you make now, even with relatively smal...

Despite public awareness of scams, the perpetrators’ methods are becoming increasingly sophisticated and otherwise savvy people are falling victim.

What to look for BEFORE you sign the insurance dotted line!

One thing that I find myself talking about to my clients lately is what’s the difference between having a Financial Planner sort out my insurance vs just going online to get it done. So I thought it was time fo...

The 2018 Federal Budget - what it means for you

On Tuesday 8 May 2018, the Treasurer released the Government’s 2018-19 Budget.

This year’s Budget has an emphasis on retirement planning and contains several important considerations which may affect both retirees and pre-r...

Have a happy and safe Easter!

Our office will be closed from Good Friday 30th March and reopen on Tuesday 3rd April 2018.

We wish you a safe and happy Easter! 

From Brad, Jess, Nikki, Vanessa and Lachy. 

Roger Montgomery captivates Baysiders once again!

We were delighted to...