Forget about location, location, location being the key to a good investment outcome. For now, let’s think of the most important ingredient as being regular, regular, regular!

A regular savings plan can turn small amounts of money into a sum that can take you closer to...

Each new generation will treat money differently to the last, but children of the 21st Century certainly have many more uses for money than those of the last century. Not all that long ago a bike or a doll was a 5-year-old’s dream gift; now it’s an iPad!

Attitudes and a...

Perhaps due to the popularity of do-it-yourself (DIY) television programs, home renovations are big business. The rewards are there, but watch out for the hidden costs – and we’re not talking about fancy tap-wear!

Australians in increasing numbers are becoming building...

A client who runs his own laundromat business came to see me last week. Barry was in a bit of a state. He told me it had suddenly dawned on him he was getting closer to retirement and had been reading all these stories in the paper about how much a person needed to hav...

Did you know...October is Mental Health Month?

If you’ve ever laid awake at night thinking about your finances you’ll know: financial stress can be debilitating. What you may not be aware of is the strong link between financial stress and mental health.

According to the...

Does the value of the Aussie dollar affect you? 

You might think that only importers and exporters pay attention to the value of the Aussie dollar, but movements in the exchange rate affect us all.

After peaking at US$0.81 in January 2018, the Australian dollar fell as l...

Act now to stay covered.

The Federal government has recently introduced changes in legislation so that ALL superannuation policy holders who have not made a contribution into their super fund in the past 16 months will be required to ‘OPT-IN’ to keep their existing insu...

‘Positive news for middle income Australians and pre-retirees’

Federal Treasurer Josh Frydenberg handed down the Morrison Government’s first Federal Budget earlier this week, a month earlier than its usual May delivery. This year’s Budget focused on strengthening the ec...

Why the 'GAD' is the new GFC

There’s a new acronym being bandied around property and finance circles - GAD - or the ‘Great Australian Deleveraging’. What is it?

Australia is experiencing record levels of debt accompanied by declining house prices. This means we have ente...

You've probably heard about the Royal Commission into the financial services sector recently. There's been a heap of noise around it and how it impacts you.The entire industry has taken a reputational beating; which is disappointing to the large majority of good advise...