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A new report by Adviser Ratings estimates that just one in seven, or 14% of Australians receive the benefits of financial advice. Of those, the vast majority (75%) are over 45 years of age. This is despite the fact that one in two people were worried about t...

The Top 5 Myths of Insurance

(and how not to get caught in the hype)

#1 Myth – “Life insurance companies do not pay claims!”

This is probably the biggest life insurance myth and is not based on any evidence! Life insurance companies pay in excess of 97% of all claims mad...

"Aren’t I already covered through my super fund?"           

Naturally, you don’t want to pay too much now for something that you may not need until years in the future. This is especially the case when many people have super accounts which...