The run-up to Christmas is usually a hectic time. Aside from the shopping and Christmas parties, there are deadlines to meet, loose ends to tie up and, for many farmers, the last of the crop to harvest.

Once the big day is over many of us are able to slip into a more re...

Running your own business can be extremely rewarding but there will always be times when it will be quite the opposite. Depending on the business, many factors will determine the success or failure of a small enterprise however the most common is cash flow. Outlined be...

Just over four years ago Sarah bought an investment property.  To help pay for it she took out a $400,000, 25-year mortgage that offered interest-only (IO) repayments for the first five years.

At an interest rate of 4% per annum those initial repayments amounted to $1,...

Avoid a financial hangover with these useful tips on Buy-Now-Pay-Later.

Each new generation will treat money differently to the last, but children of the 21st Century certainly have many more uses for money than those of the last century. Not all that long ago a bike or a doll was a 5-year-old’s dream gift; now it’s an iPad!

Attitudes and a...

Why the 'GAD' is the new GFC

There’s a new acronym being bandied around property and finance circles - GAD - or the ‘Great Australian Deleveraging’. What is it?

Australia is experiencing record levels of debt accompanied by declining house prices. This means we have ente...

Get advice!

A new report by Adviser Ratings estimates that just one in seven, or 14% of Australians receive the benefits of financial advice. Of those, the vast majority (75%) are over 45 years of age. This is despite the fact that one in two people were worried about t...

What’s happening in Australia? 

• Economy – the Australian economy grew by 0.8 percent q/q (seasonally-adjusted) in the June quarter of 2017 and 2.0 percent y/y.

• Growth - was relatively broad-based with domestic final demand and net exports contributing strongly.

  ...

Economic Update - worries over worsening family finances

Australian wages are rising at their slowest pace on record, subduing spending at a point when household debt has climbed to an all-time peak. Combine this with an inflation rate which is at a 2 ½ year high has me...